INCENTA :: Unbundling Benefits

Your benefits

Contract terms

Your employee incentives

Benefit program cornerstone: Assets
When you own the assets:
	You have choice, ownership and control over the cash.
	You don't pay your lifetime catastrophic reserve into a one-year HMO contract!
	You can convert cost savings into increased health care access and stable multi-
	year benefit arrangements that are predictable.

When an insurance company own them:
	You have no control over your cash – and it's your cash!